Home purchase financing

Overview

Buying a home involves coordinating your finances, the property purchase and the lender’s requirements. Getting organised early can help avoid delays.

We help you understand how much you may be able to borrow, what the lender may require and how the steps fit together — from first enquiry through to settlement.

Who this may suit

• Buyers purchasing an established home
• Owners selling and buying at the same time
• Families relocating within Papua New Guinea
• Buyers who want help comparing options

Common eligibility considerations

Each lender sets its own criteria. Considerations commonly include:

• Income, employment and ability to make repayments
• Deposit or equity available
• Existing debts and commitments
• Credit history
• Property value, location and title

Documents that may be requested

The exact list depends on the lender and your circumstances. We will confirm what applies to you.

• Photo identification
• Proof of income such as payslips or tax records
• Recent bank and loan statements
• Contract of sale or property details
• Details of any property being sold

How the process works

1. Submit an enquiry
2. Discuss your goals and budget
3. Prepare your information and documents
4. Explore suitable financing options
5. Proceed through lender assessment, valuation and settlement, where applicable

How to enquire

Complete the enquiry form below or contact our team. We will discuss your goals, explain the next steps and let you know what information to prepare.