Commercial property finance

Overview

Commercial property lending is generally assessed differently from residential lending. Lenders may look closely at the business, the property’s income and the structure of the borrowing entity.

Please contact us to discuss your commercial property plans. We will let you know how we can assist and what information is likely to be needed.

Who this may suit

• Business owners purchasing premises
• Investors buying commercial or mixed-use property
• Developers in the early planning stage

Common eligibility considerations

Each lender sets its own criteria. Considerations commonly include:

• Business trading history and financial statements
• Rental income or business cash flow
• Borrowing entity and ownership structure
• Property type, location, title and valuation
• Deposit or equity contribution

Documents that may be requested

The exact list depends on the lender and your circumstances. We will confirm what applies to you.

• Business registration and ownership details
• Financial statements and tax records
• Leases or rental information
• Property contract, title and valuation details

How the process works

1. Submit an enquiry about your commercial plans
2. Discuss the property and borrowing structure
3. Prepare business and property information
4. Explore financing options that may suit
5. Proceed through lender assessment and settlement, where applicable

How to enquire

Complete the enquiry form below or contact our team. We will discuss your goals, explain the next steps and let you know what information to prepare.